Posted: March 15, 2022
Do you have incorrect or inaccurate information on your credit report? Use this sample letter to dispute the information that a business supplied to TransUnion, Equifax or Experian.
Your letter should identify each account you dispute, the account name, the account number if you have one, an explination of why you are disputing the information, and a copy of receipts showing proof of payment or balance. Send this request by certified mail with "return receipt requested". Keep all originals of the request and receipts along with dates of when you sent the letter, when it was received, and any correspondences. You should ask the business which supplied the information to have it removed or corrected and also email you back confirmation that corrections were made.
Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus. PDF