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What is a Public Record and How Long will a Public Record Show on a Credit Report?
Public records can have a very negative affect on a credit score. If a person has any filed against them, they should be aware of the following information.
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How Student Loans Affect Your Credit Report
With the average student loan amount at the end of 2021, being $38,792, many renters are now wondering how their loans will affect their credit score.
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How will collections affect my credit score?
Any collections item can lower a person's FICO credit score. Generally accounts which go into collections will appear on your credit report for up to 7 years.
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10 Documents Every Landlord Should Keep in their Tenant’s File
As a landlord, proper documentation is essential. Documentation can be used to prove that you complied with the law, such as giving a tenant advance notice when appropriate or collecting a tenant’s authorization before conducting tenant screening.
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What information from my tenant do I need to screen them?
Before you check your applicant’s background & credit you will need to have your tenant fill out a rental application with some required data to return complete and accurate reports.
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Which is better a lease or a rental agreement?
Lease agreements and rental agreements differ primarily in terms of time commitment. In a lease, a tenant is obligated to fixed obligations for a longer time period. Rental agreements are more flexible and operate on shorter time scales.
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How to End a Lease
Confusion is not uncommon for both tenants and property owners when it comes to issues associated with ending a lease. Leasing contracts cover rental periods between a specific starting and ending point, and typically require tenants to provide either verbal or written notice if they intend to vacate upon the conclusion of a lease.
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Trucking Industry 2022 Forecast – Opportunity Ahead
The trucking industry has faced a number of challenges in the past few years—the most notable of which is the COVID-19 pandemic. Aside from the pandemic itself, COVID-19 has accelerated or exacerbated many of the challenges already facing truckers.
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Steps to Ending a Lease With Your Tenant
If you are a landlord, there are many reasons why you may want to end a lease with a renter as the end of the term approaches.
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FCRA Rules and Obtaining a Copy of your Tenant Screening Reports
When you run a credit report , eviction search or any other aspect of a background check on a potential tenant, he or she does have a legal right to review the information that you’ve gathered.
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Steps to Check an Applicant’s Rental History
At a minimum, landlords want a renter who will pay the rent on time and take care of their property. One of the best ways of determining whether an applicant will be a tenant you’d want renting your property is by screening the applicant.
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The Importance of a Criminal Background Check in Driver Screening
While Motor Vehicle Records (MVR) and Pre-Employment Screening (PSP) reports are crucial elements of screening new hires, a thorough screening process will go beyond looking at just driving history.
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Virtual Tenant Screening
In the COVID era, it’s never been more important to adapt to the digital environment. Having a virtual rental application process not only saves time but can also open up your options for prospective tenants.
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Post-Hire Screening
It’s common to perform a motor vehicle record (MVR) check during the hiring process to ensure you hire responsible drivers with the appropriate and valid licenses. While it is important to undergo a pre-employment screening process before hiring a candidate, screening current employees is no less critical.
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Qualities of a Good Tenant and How to Find Them
A tenant's most important qualities are that they pay their rent on time and take good care of your property. Ideally, you want a tenant who will also be organized, responsible, and communicate any problems or issues.